Internet Banking

 

At ING Vysya Bank, we are committed to making banking easier for you. Our new and improved Net Banking platform which will offer new features and enhancements such as a single view of all your ING relationships, improved Bill Pay service, RTGS with increased limits, Instant/sched​uled transactions, instant booking of Fixed Deposits/Recurring Deposits, Quick Mobile/DTH recharge, Avail ING deals and much more…
 

Bank from anywhere quickly and comfortably

With your ING Vysya Customer ID and Password, you can bank from any location. Save considerable time and effort with this convenient facility.

Improved look and feel with a single view dashboard

Improved look and feel with a single view dashboard of your ING relationships 

ING Vysya's new Net Banking module has undergone aesthetic and functional changes to offer an enhanced user experience. The home page dashboard, for instance, provides a view of all your linked savings account, deposit account, demat account, investment account, as well as loans and payments. You can also opt for an online demonstration to make your way around the new module more easily.

Register for ING Vysya's e-banking facility instantly

No more visiting branches and filling up forms. ING Net Banking lets you to register directly. All you need to have is your Registered Mobile Number and your Debit card with you at the time of registration. You can get registered in 3 easy steps. Your account will be activated within 24 hours.ke bill payments.

Transactions made easier and faster

  • Open/Close FDs booked online. Open RDs online
  • Auto schedule and pay your utility bills, subscription bills, etc online
  • Make Scheduled transfers on a future date for regular payments
  • Shop online with your ING Vysya Net Banking and avail exciting deals on your transactions

Link different accounts-loans, demat, investments and credit card

  • Track your loans, Credit cards, Demat and investments by linking them to our
    Net Banking
  • Make investments and manage them on our integrated Wealth Management Solution

Secure online banking

Be at ease using ING Vysya's new Net Banking platform. It offers secure logins and transactions. Best password practices, automatic lock-ins following three failed login attempts, and virtual keyboard option are some of the security features that make online banking safer.

Register instantly

No more visiting branches and filling up forms. ING Net Banking lets you to register directly. All you need to have is your Registered Mobile Number and your Debit card with you at the time of registration. You can get registered in 3 easy steps. Your account will be activated within 24 hours.ke bill payments.

  1. Log on to www.ingvysyabank.com, select the “Net banking” option and click “Login”
  2. Select the “Register Now”/”Instant Registration” option and register yourself in
    3 easy steps*. Please have your Debit card and Registered Mobile Number with you when registering for ING Netbanking

Who can use it?

You need to have an Individual Account with ING Vysya Bank. You need to do a
Self-Registration to start using the service. Terms and Conditions apply.

What you need to do self-Registration?

To register, you need (a) A mobile phone number that is already registered with ING Vysya (b) A valid ING Vysya ATM debit card. These details help us identify you as a customer of ING Vysya Bank. If you need any help with meeting this requirement, just call 1800-425-9900 for assistance.

How does it work?

You can proceed to create your ING Vysya Internet Banking account with your ATM debit card and the mobile phone number registered with the bank. As the first step to accessing your savings or fixed deposits account online, you will need to fill in the following information: 

  1. Your CIF or customer identification number (this will be mentioned on your debit card / passbook / cheque book)
  2. Your date of birth in the mentioned format
  3. Your 19-digit or 16-digit ING Vysya Debit Card Number

After submitting these details, you will receive the OTAC (one time authorization code) on your registered mobile phone. You will then need to enter this code, which will be validated. Following validation, you have to enter your ATM debit card number, debit card expiry date and ATM PIN. This will be validated against the bank's data; and upon validation, you can proceed to create your login and transaction password.

You can log in to your ING Vysya Internet Banking account with your newly created password, after 24 hours of registering the account. You can carry out transactions or check your fixed term deposit online from the comfort of your home or office.

What is Transaction password?

Your Transaction Password is an additional security element that validates your authenticity. You will set you Login and Transaction Password during Registration. When you do a “Forgot Password” using a PIN issued at Branch, your Login and Transaction Passwords are the same.

Bank confidently and securely

ING Vysya takes security very seriously. In the event that log-in fails for three unsuccessful attempts, the ING Net Banking platform will get locked for the day for that account, and no one will be able to access it. Several other measures are in place to ensure that your financial information remains secure so that you can bank confidently with us.

Make payments within your own accounts and other ING accounts

ING Vysya's Net Banking allows you to make transfers within your own accounts (i.e. accounts linked to the same Customer ID), other ING accounts. You can do instant transfer using IMPS, you can also schedule a transfer and place standing instructions on as well (this includes recurring transfers).

Transfer money to other bank accounts using NEFT and RTGS

Funds can also be transferred to other banks through NEFT (National electronic funds Transfer) or RTGS (Real Time Gross Settlement). Please bear in mind that the minimum transaction limit via RTGS is Rs.2 lacs and above only. Both NEFT and RTGS transactions would be processed on the same day if initiated before the cut-off time. They can also be scheduled for a future date. 

RTGS ING Vysya Cut-Off
Weekdays (Mon to Fri)  09.00 to 16:15 Hrs
Saturdays 09.00 to 13:45 Hrs
NEFT Customer  ING Vysya Cut-Off 
Weekdays (Mon to Fri) 08.00 to 18:30 Hrs 
Saturdays  08.00 to 12:30 Hrs 

Higher limits of Funds Transfer

The limit on all types of funds transfers - within your own account, within ING accounts and  NEFT/RTGS - has now increased to upto 10 lacs per day.

Conduct transactions through your ING joint account

ING Net Banking allows you to carry out funds transfer from a jointly operated account depending on the MOP (Mode of Operation) of that particular account from which the transfer is made. Suppose one of the account holders carries out a transfer, the other holder would be intimated about it through SMS. The other holder should login to his/her internet banking and approve that transfer. Post approval of all the joint account holders, the transfer would be completed and transferred to the beneficiary.

Limit your online financial transaction using our personalized sub-limit functionality

Limit your online financial transaction using our personalized sub-limit functionality

The new sub-limit function enables you to limit your financial transactions to a percentage of your clear balance or to a fixed amount i.e. 25%, 50%, 75%, 100% or Rs.10000. This functionality is completely online and you can change the sub limit immediately if required.

FAQ's on Cooling Period

1. What is a cooling period?

Cooling period is the time set by the bank during which fund transfer is allowed only up to Rs 20,000/- (cooling period limit) to a newly added/modified beneficiary. Cooling Period of 12 hours is applicable to all newly added/modified Beneficiaries. Beneficiary modification/deletion is not allowed during cooling period

2. What is the duration of cooling period?

Currently the bank has set 12 hours as the cooling period i.e. transfer only up to Rs 20,000/- is allowed within 12 hours of Beneficiary creation.

3. What is the transaction limit to a newly added Beneficiary during cooling Period

Currently the bank has set Rs 20,000/- as cooling period limit i.e. transfers only up to Rs 20,000/- can be done to a newly added beneficiary during cooling Period

4. Can I initiate multiple transfers to a beneficiary during cooling period

Yes. You can initiate multiple transfers to a newly added/modified beneficiary but the transaction amount in total should not exceed Rs 20,000.

5. Can I schedule future dated transaction for a beneficiary during cooling Period?

No! Future dated transactions cannot be scheduled during cooling Period of a newly added Beneficiary. You can schedule future dated transaction after cooling Period of the Beneficiary only.

6. Can I modify or delete a Beneficiary during the cooling Period?

Beneficiary modification or deletion is not allowed during cooling period.

7. How will I come to know about the completion of the cooling period for a beneficiary?

Cooling Period for the beneficiary added/modified will be automatically removed after 12 hours of Beneficiary creation.

8. Is there a limit to the number of beneficiaries added in a day?

No. At present, there is no restriction on the number of beneficiaries added in a day.

9. I got SMS or Email about beneficiary addition, which is actually not added by me. Should I inform the bank?

Yes. If you receive a message of beneficiary addition which is actually not added by you, please inform ING Phone Banking at 18004259900, immediately.

10.  Does the cooling period affect the Transfers within own account at ING?

No. Cooling period is applicable only for Third party, NEFT, RTGS, IMPS (via A/C no., IFSC) transactions.

11.  Does the cooling period affect E commerce transactions?

No. Cooling period will not affect E commerce transactions and addition of billers in “Bill Pay” section.

A quick and fun online shopping experience

A quick and fun online shopping experience with ING Vysya's Net Banking facility

Take full advantage of ING Vysya's Net Banking platform to shop for a number of consumer items online. You can do Mobile/DTH recharges instantly. From movie, airline and train tickets to flowers, you can shop from the comfort of your home. 

Get exciting offers exclusive to ING Vysya customers

An advantage of using our improved Net Banking facility for shopping is that you can take full advantage of the ING deals and discounts offered exclusively to ING Vysya customers. Browse our site to check out the fabulous offers exclusively made for you.

Enjoy a secure online shopping experience

Our Net Banking module incorporates features that are aimed at ensuring top-notch safety when you shop online. You will get three chances to correctly enter your transaction password for initiating any financial transaction from your account. For secure login, you can use the virtual keyboard that minimizes the risk of your keystrokes being captured by malicious codes.


Stop worrying about long queues or missing dues dates, now pay your bills instantly online with Bill Payment services on ING Net banking. You can pay your electricity, telephone, mobile, credit card and other bills with ING Bill Pay services. 

Further, there is no transaction or processing fee for bill payments done via ING Net Banking. There are 200+ billers for you to choose from and make payments
 

Quick registration


Registering your bills are easy 
 
Login to ING Net Banking and click on Bill Pay. Click on add biller link and choose from the list of billers. Enter your details and click submit.
 
You will get an immediate e-mail confirmation of your biller registration
 
You will need to ensure that the biller registration details entered by you are correct to enable the billers to raise your bills. Your bill details will be available from the next billing cycle. You can do adhoc payment provided the biller accepts adhoc/partial payment.
 

Steps to pay your bills online


Step 1: Log in to ING Net Banking
 
Log in ING Net Banking with your user id and password and click on Bill Pay link. (In case you have not yet signed up for ING Net Banking, click on Instant Registration on ING Net Banking login page)
  
Step 2: Register your Biller
 
Click on “Add Biller” link and select your biller from the dropdown to register
 
Step 3: Start paying Online
 
Bills will be raised from the next billing cycle. Click on “Pay bill” link against the biller once the bills are raised to pay your bill.  You can also do Adhoc payment for selected billers by clicking on “Pay now” link against the biller


View Demo for Bill Payment

 

Instant online bill payment


Fill in your biller information and pay the bill amount in full or partial immediately. You have multiple biller options to choose from.

These include utility payments, i.e. mobile, electricity and telephone bills, insurance premiums, mutual fund payments, magazine subscriptions, donations to charity organizations, etc.

Enjoy the ease and convenience of making instant payments and delete or add billers as per your requirements at any time and place.

 

Option to schedule payments


To avoid forgetting to pay your monthly bills or risking late payments, opt for ING Vysya's Net Banking facility.

All you need to do is schedule your payment(s) for a specific date or dates each month, and the corresponding amount(s) will be debited from your account on the chosen dates.

You can choose between making a onetime payment or scheduling auto payments for automatic debits.
 

Bill payment alerts via E-mail and SMS

It is important that you are up to date with your payments. It is equally critical that you are aware of the payment status and that the payment is acknowledged through bill receipts.

Our Net Banking features help you keep track of payments and make it much easier on you.

Get alerts on your cellphone or via e-mail, reminding you of important biller and payment related information. This includes any modifications you have made to your biller status, new bill receipts, auto payment information, etc.

 

Payment information and history

You can pull up your payment history for any period over the previous year. The platform also shows your last five bill payments by default and the billers (plus bill amounts) scheduled for auto payments.

FAQ’s on ING Bill Pay service

What is ING Bill Pay Service?
 
ING Bill pay is an extremely simple, convenient and secure way to view and pay your bills via ING Net Banking. You can view and pay your electricity, telephone, cellular, insurance and other bills using your ING Vysya Bank Account. You can do all this from the comfort of your house or office, over the Internet - any time, any place.

What are the benefits of ING Bill Pay service?
 
Paying bills with ING Bill Pay simplifies your life. Your payments are made quickly and conveniently, and you no longer have to track multiple utility bills, write multiple checks or balance your checkbook.
 
How many billing companies, can I register for? 
 
There is no restriction on the number of billers that you can register for as long as the biller is from the list provided.


For more FAQ's please click here

Login

New Customer? Register here

Quick access

In the spotlight

Sample image

ING Launches Best in class Mobile Banking App for iphone Read more
 

What's new

Today's Poll

Would you be happier if you put more money into your savings?
The poll is closed.